Your Restoration Estimate
May Be Inflated by 300%
ClaimCure is an independent restoration cost auditor. We analyze Xactimate line items and identify ghost fees, inflated pricing, and billing fraud - protecting homeowners across 500+ US cities.
The Restoration Industry's Hidden Crisis
When disaster strikes your home, you are at your most vulnerable. You need help fast, and restoration companies know it. This is exactly when predatory pricing happens.
Restoration estimates use industry-standard Xactimate pricing software - a standardized system with published rates for every line item. But many contractors charge 2-3x the published rates, add ghost fees for services never rendered, and rely on the fact that homeowners don't know how to read the estimates they sign.
Insurance adjusters compound the problem. They may accept inflated estimates, pass costs to policyholders through deductibles, or use the overcharging as justification to deny or reduce future claims. Meanwhile, homeowners are left stuck between an overcharging contractor and an underpaying insurer - with no independent advocate.
ClaimCure changes this. We are an independent restoration cost auditor. We analyze your estimate against actual Xactimate rates, adjusted for your local cost-of-living, and give you a clear picture of what's fair and what isn't.
National Restoration Cost Reference
Fair price ranges based on Xactimate standard rates. Actual costs vary by city - select your damage type below for local data.
| Damage Type | Fair Cost Range | Inflated Range | Typical Overcharge | Check Your City |
|---|---|---|---|---|
| Water Damage Restoration | $1,800 - $6,200 | $15,500+ | Up to 150% | Audit Prices |
| Mold Remediation | $1,500 - $9,000 | $27,000+ | Up to 200% | Audit Prices |
| Sewage Cleanup | $2,500 - $10,000 | $28,000+ | Up to 180% | Audit Prices |
| Fire & Smoke Removal | $3,000 - $15,000 | $37,500+ | Up to 150% | Audit Prices |
| Storm Damage Repair | $2,000 - $12,000 | $30,000+ | Up to 150% | Audit Prices |
Find Your City's Fair Restoration Pricing
Select a damage type to see local pricing data, Xactimate benchmarks, and ghost fees to watch for in your area.
Water Damage Restoration
Water extraction, structural drying, and moisture remediation
Mold Remediation
Mold testing, containment, removal, and prevention
Sewage Cleanup
Category 3 water extraction, decontamination, and sanitation
Fire & Smoke Removal
Smoke damage cleanup, soot removal, odor elimination, and fire restoration
Storm Damage Repair
Hurricane, wind, hail, and flood damage restoration
Free Tools for Homeowners
Protect yourself from overcharging with our free resources - no email required to use.
Estimate BS Detector
Is Your Restoration Estimate Hiding Ghost Fees?
Interactive HTML Tool
Get Free Tool →Health Risk Scorecard
Is Your Home Making You Sick After Water or Mold Damage?
PDF Download
Get Free Tool →Claims Filing Cheat Sheet
Don't Let Your Insurance Company Deny Your Legitimate Claim
PDF Download
Get Free Tool →Sewage Decontamination Log
Track Every Step of Your Sewage Cleanup for Insurance and Safety
Printable PDF
Get Free Tool →Restoration Price Map
What Should Restoration Actually Cost in Your City?
Interactive HTML Tool
Get Free Tool →How ClaimCure Works
Three steps to knowing if your restoration estimate is fair.
Share Your Estimate
Call us or upload your restoration estimate. We need the Xactimate line items - any estimate should have these.
We Audit It
Our auditors compare every line item against Xactimate national rates adjusted for your city's cost-of-living. Ghost fees are flagged immediately.
You Save
You receive a detailed audit report showing fair vs. inflated pricing on every line. Use it to negotiate directly or dispute with your insurer.